NSRC Our Partners

Absolute Risk Management – Sue Binder (Founder/Principal)


Sue Binder has been a Risk Management and Claims Management practitioner, auditor and consultant for several decades in the Los Angeles metro area. She also specializes in advising her clients on the most effective and efficient use of vendors to achieve competent and effective managed care services for her employer clients in the area of Workers’ Compensation.

Hanover Stone Partners (www.hanoverstonepartners.com)


Hanover Stone Partners brings together leading industry experts with the stated goal of driving down the client's enterprise cost of risk by identifying, analyzing, managing and financing organizational risk. Through three distinctive business groups, they focus on the client's unique risk profile and develop a strategy to give their clients a competitive advantage.

Lowers and Associates Inc. (www.lowersrisk.com)


Lowers and Associates is an independent and internationally recognized consulting firm offering services in the areas of risk assessment, loss prevention, loss/claims investigation, audits and other risk management services.



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